401(k) Plan Advisor Services

Our goal is for your 401(k) plan to contain the best available fund choices with minimal fees so that you and your employees can receive the best possible retirement outcomes. In addition, we proactively support you in maintaining optimal compliance records and data. 

In our initial meeting, we will gather all the information that we need to assess your current plan for gaps and short-falls and check for ERISA compliance.  We will also look at your current plan’s funds and rate their performances via a comprehensive review.

Upon completion, we will provide you with an assessment, which will include the report of your plan funds, their performance ratings, and the fund fees and expenses as well as any compliance issues that could be problematic. 

In addition to the comprehensive initial review, we provide quarterly reviews of fund choices to insure that they remain in the top quartile of their respective classifications and maintain the lowest fee and expense ratios for their ratings.  If there is a better fund available, we will provide a comparison with the suggested changes and work with you to the completion of the fund change.  We will only suggest fund changes with higher expenses if the performance far outweighs their expense.